The DECISIONS/DECI$ION$ Church of God program provides the awareness, tools, and steps the members of your congregation, community, and their friends and families need to take control of their finances. The information in each chapter is easy to understand, and the facilitator guides demonstrate how to initiate the engaging discussions that promote changing behaviors. It's not enough to show people how to take charge of their finances. Let's give them tools, steps, and activities and motivate them to make the change!
The DECISIONS/DECI$ION$ online program includes the following topics:
Together, we will prepare you to take a hard look at where your money goes, and plan, then execute a budget that puts you in a stronger financial position every month.
In HANDLING CREDIT, you'll refine what you've begun to learn from Chapter 1 about addressing credit in handling your budget. But there's much more. And it's not just about your credit score, which is only the enabling part of the story. Managing your credit will save you thousands and thousands of dollars and years of stress as you enjoy your lifestyle.
Learn seven ways that owning your own home instead of renting is the most powerful, unstoppable foundation for personal financial stability. And, if you can rent, you can buy.
There are ways you can get financed right now. The difference is building wealth for yourself -- comfortable retirement, and hundreds of thousands of dollars in your pocket over renting.
Learn the amazing truth about how just a few dollars a month can result in half a million dollars or more in retirement money for you and your family. Think that is unreachable for you? Even shifting $4.00 from a daily cup of coffee into investment can become over $100,000 in thirty years. Imagine what else you'll learn about how to find expenses to shif into your personal wealth-building strategy.
Guess what? A bank can do a lot more for you than just store your paycheck and disburse cash at the ATM. Much more. There is a whole team of experts at the bank ready to work hard for you.
Learn to manage your own personal team who can help you with financing your car and home, plan for retirement with tax-deductible monthly contributions, provide you with alternatives to credit, reduce your fees, and even lower your payments for your regular bills.
Think you're covered with the right insurance? Think again. Almost no one has insurance that is optimized for their needs and their costs. Most of us are missing some key components, paying too much for others, and accepting defaults when we could make much better, more informed choices.
Learn to match coverages, deductibles and costs to improve your coverages and lower your costs and risks.
Income Taxes. We hate them. But with just a little learning, you can embrace how you can use your knowledge to substantially reduce the amount you pay in taxes. Learn four different ways to file a legal tax return for the same taxpayer that result in four different tax returns. They are all legal returns with different refunds... from a couple of hundred dollars to thousands of dollars... per year! Perhaps you should select the best return for you!
With the first seven chapters, you learn seven categories of decisions that will save you money. In CAREER, you learn about the most fundamental of all skills to enable you to make more money. Consultative communication skills will enable you to collaborate with your coworkers to improve your productivity on the job you are in, and position you for leadership and promotion. This introduction to Consultative Selling will help you determine your next steps for enhancing your career.